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Deposit Rates

The rates quoted are effective Monday, September 1, 2014 and are subject to change without notice.

Share Accounts

Term
Balance*
APR**
APY**
-
$0.00 - $100.00
0.000%
0.000%
-
$100.01 - $2,500.00
0.100%
0.100%
-
$2,500.01 +
0.349%
0.350%

Minor Share Account

Term
Balance*
APR**
APY**
-
$5.00 +
0.499%
0.500%

IRA Daily Share Account***

Term
Balance*
APR**
APY**
-
-
0.499%
0.500%

Christmas/Vacation Club

Term
Balance*
APR**
APY**
-
-
0.250%
0.250%

Money Manager

Term
Balance*
APR**
APY**
Daily
$2,500 - $9,999
0.150%
0.150%
Daily
$10,000 - $49,999
0.250%
0.250%
Daily
$50,000 - $99,999
0.349%
0.350%
Daily
$100,000 +
0.449%
0.450%

Daily Share Account

Term
Balance*
APR**
APY**
Daily
$2,500 - $9,999
0.150%
0.150%
Daily
$10,000 - $49,999
0.250%
0.250%
Daily
$50,000 - $99,999
0.349%
0.350%
Daily
$100,000 +
0.549%
0.550%

Certificate of Deposit (CD)***

Term
Balance*
APR**
APY**
91 Days
$500.00
N/A
N/A
6 Months
$500.00
0.499%
0.500%
12 Months
$500.00
0.549%
0.550%
24 Months
$500.00
0.896%
0.900%
36 Months
$500.00
1.094%
1.100%
60 Months
$500.00
1.490%
1.500%

IRA CD***

Term
Balance*
APR**
APY**
6 Months
$250.00
0.499%
0.500%
12 Months
$250.00
0.549%
0.550%
24 Months
$250.00
0.896%
0.900%
36 Months
$250.00
1.094%
1.100%
60 Months
$250.00
1.490%
1.500%

All members are insured up to $250,000.00 by the NCUA. IRA's are insured up to $250,000.00 by the NCUSIF.

* The balance shown is the required balance to avoid fees and earn interest on the listed account type. The rates quoted are effective Monday, September 1, 2014 and are subject to change without notice. The Balance Method is based on the daily balance of the account. For more information on such limitations, contact your local branch.

** The Annual Percent Yield (APY) and the Annual Percent Rate (APR) are accurate as of the last dividend declaration rate. Dividends are compounded and credited monthly. Some accounts have transfer and/or withdrawal limitations.

*** Fees and excessive or early withdrawal penalties may affect the expected earnings on an account. The minimum required balance, in a share account, for membership status is $25.00.