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Fee Schedule

Alabama Central Credit Union Fee Schedule
Share Savings Account Fees
Account Reinstatement
Early Account Closure Fee
$25.00 if closed within sixty (60) days of opening
Excessive Withdrawal
$2.00 per withdrawal after four (4) per month
Checking Account Fees
Check Printing Fee
Prices vary according to style
Counter Checks Fee
$0.50 per check
Photocopy of Cancelled Check Fee
$2.00 per item
Photocopy of Cancelled Check from Third Party Check Fee
$5.00 per item
Other Service Fees (applicable to all accounts)
Account Research Fee
$10.00 per hour
ATM Withdrawal / Transfers (At non-ACCU owned ATM's)
Certified (Official) Check
$2.00 per check if made payable to other than account owner
Christmas Club Early Withdrawal
$15.00 per withdrawal
Coin System
5% of total coin(s) received unless deposited
Credit Union Service Center Withdrawal
Inactive Account Fee
$10.00 per month after 12 months with $99.99 or less in shares
Minimum Balance Violation
NSF Fee and Courtesy Pay
Official Check Replacement Fee
$10.00 per check
Overdraft Transfer Fee
$5.00 per event
Phone Transfer/Inquiry Fee
$1.00 per call
Return Mail Fee
$10.00 per item
Returned Item Fee
$15.00 per item
Special Handling or Record Production To Legal Action Fee
$30.00 per hour / $1.00 per paper or electronic page produced
Statement Copy Fee
$1.00 per page
Stop Payment Fee
$30.00 per item
VISA® ATM/Debit Card PIN Replacement Fee
$2.00 per request
VISA® ATM/Debit Card Replacement Fee
$5.00 per card
VISA® Credit Card Replacement Fee
$15.00 per card
VISA® Gift Card
$2.50 per card
Wire Transfer (Domestic) Fee
$20.00 per wire
Wire Transfer (International) Fee
$37.50 per wire
Safe Deposit Boxes
10 x 10
$100.00 per year
3 x 10
$40.00 per year
3 x 5
$30.00 per year
5 x 10
$50.00 per year
Change of Lock Fee, Drilling of Box Fee, and Replacement Key Fee
Actual cost paid by CU
Late Payment
Credit Union Membership
Membership Share
$25.00 per value

The fees appearing in the schedule are accurate as of the last Dividend Declaration Date indicated on the Rate Schedule. If you have any questions or require current rate and fee information on your accounts, please call Alabama Central CU. Membership, rates, products, and services are subject to credit approval. Not all applicants will be approved. All members are insured up to $250,000 by the NCUA. Some IRA's are insured up to $250,000 by the NCUSIF. We lend in accordance with the Fair and Equal Lending Acts.