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Loan Rates

The rates quoted below are our "A+" rates (unless otherwise noted)*. The rates quoted are effective Wednesday, October 7, 2015 and are subject to change without notice.

Autos, Boats, Motocycles, Motor Homes & RVs

Model Year
Term
APR's as low as**
Details
2013 - 2016
36 Months
1.99%
-
2013 - 2016
48 Months
2.25%
-
2013 - 2016
60 Months
2.50%
-
2013 - 2016
72 Months
3.00%
$15,000 Min Loan Amount
2013 - 2016
84 Months
4.00%
$30,000 Min Loan Amount
2013 - 2016
120 Months
6.00%
$50,000 Min Loan (subject to approval)
Model Year
Term
APR's as low as**
Details
2010 - 2012
36 Months
2.99%
-
2010 - 2012
48 Months
3.25%
-
2010 - 2012
60 Months
3.50%
-
2010 - 2012
72 Months
4.00%
$15,000 Min Loan Amount
2010 - 2012
84 Months
5.00%
$30,000 Min Loan Amount
2010 - 2012
120 Months
7.00%
$50,000 Min Loan (subject to approval)
Model Year
Term
APR's as low as**
Details
2008 - 2009
36 Months
3.99%
-
2008 - 2009
48 Months
4.25%
-
2008 - 2009
60 Months
4.50%
-
2008 - 2009
72 Months
5.00%
$15,000 Min Loan Amount
2008 - 2009
84 Months
5.75%
$30,000 Min Loan Amount
2008 - 2009
120 Months
8.00%
$50,000 Min Loan (subject to approval)
Model Year
Term
APR's as low as**
Details
2007 or older
36 Months
4.99%
-
2007 or older
48 Months
5.25%
-
2007 or older
60 Months
5.50%
-
2007 or older
72 Months
6.00%
$15,000 Min Loan Amount
2007 or older
84 Months
7.00%
$30,000 Min Loan Amount
2007 or older
120 Months
9.00%
$50,000 Min Loan (subject to approval)

Chattel Loans: Farm Equipment, ATV/UTV, Jet Ski, Etc.

Model Year
Term
APR's as low as**
Details
2013 - 2016
48 Months
7.00%
-
2010 - 2012
48 Months
8.00%
-
2008 - 2009
48 Months
9.00%
-
2007 or orlder
48 Months
10.00%
-

Promotional Loans

Type
Term
APR's as low as**
Details
Christmas Loan
12 Months
6.00%
$2,500 Maximum Amount

Unsecured Loans

Type
Term
APR's as low as**
Details
-
36 Months
9.95%
-
-
48 Months
10.95%
-

Overdraft Loans

Type
Term
APR's as low as**
Details
-
-
16.00%
-

Visa™

Type
Term
APR's as low as**
Details
Visa™ Classic
-
12.50%
Min. Limit $500
Visa™ Gold
-
9.90%
Min. Limit $1,000
Visa™ Platinum
-
7.90%
Min. Limit $2,500

* The rates quoted above are our "A+" rates (unless otherwise noted). The rates quoted are effective Wednesday, October 7, 2015 and are subject to change without notice. Must be a current member or eligible for membership. Not all applicants will be approved. Rates and terms subject to change according to the underwriting criteria. We base lending decisions upon credit and credit criteria. We lend in accordance to the Fair Lending and Credit Acts.

* Rates are subject to credit approval. Not all applicants will be approved.

** APR = Annual Percentage Rate