Lighten Up is a program to help free people from payday lending traps, erase debt and put them on a path to long-term financial success. It is a unique partnership between the Community Foundation of Greater Birmingham, Gateway Financial Freedom, and Alabama Central Credit Union.
Lighten Up participants receive free financial counseling, a comprehensive credit review, and budget plan from Gateway Financial Freedom. Then Alabama Central Credit Union grants a loan that pays off their existing payday loans. Participants repay the credit union’s loan over 12 months with affordable monthly payments, which helps rebuild their credit history and also gives them membership in the credit union.
Lighten Up provides:
To schedule an appointment, call 205-251-1572. Choose option 0, then option 2.
Learn more about Gateway Financial Freedom.
Learn more about the Community Foundation of Greater Birmingham.