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Loans & Credit

We make it easy to find your sweet home, Alabama.

Whether you're looking to build, refinance, or you're a first-time home-buyer, our experienced mortgage team knows the process – and makes it easy. 

  • We have the ability to service loans in-house. No need to meet Fannie or Freddie guidelines.
  • We underwrite with common sense done by a real person. No automated approvals to worry about.
  • We don’t have a minimum credit score. We ask if the loan makes sense.
  • We can close loans without costly PMI at very competitive rates.
  • We don’t need an “Approved Condo” list. We look at each unit and application individually.
  • We can do a loan without sourcing the down payment funds.
  • We allow for non-occupant co-borrowers.
  • We offer Home Equity Loans for home improvements.

Start the process today. Email our mortgage manager now. 

See our current rates.