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Loans & Credit

Today, it’s hard to get ahead in the "credit card game." You never know what your next minimum payment will be, if your interest is going to rise, or if you'll even get approved.

Relax. You deserve the best credit card on the planet, even if your credit history isn’t perfect. With Alabama Central’s VISA® credit card, you’ll have exclusive access to:

  • Global purchasing power
  • Freedom from annual fees and rate hikes
  • Free cash advances
  • One reward point with every dollar spent, redeemable for amazing merchandise
  • Super-low interest rates, as low as 9.25% APR*
  • Easy and secure online payment options
  • Long 25-day grace period
  • Rockstar service from a legendary credit union

Plus, we’ve got several cards to choose from. One is perfect for your personal style!

  • VISA® Classic
  • VISA® Gold
  • VISA® Platinum

Applying is fast and easy – just drop by any branch or download the application

*Membership eligibility required. Rates subject to credit approval and subject to change without notice. APR = Annual Percentage Rate. We lend in accordance to the Fair Lending and Credit Acts.