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Courtesy Pay

Having a check returned or your debit card declined due to insufficient funds is costly, inconvenient and embarrassing. But with Courtesy Pay we honor your transactions up to $500.00. Make sure you’re covered by calling Member Services at 205-591-2228 or stopping by your favorite Alabama Central branch.

Telephone Account Management

Use our automated phone teller to manage your accounts anytime. Check account balances, transfer funds or make payments easily by calling 1-800-7CALL24 (722-5524).

Direct Deposit

Have your money in your account faster and safer using Direct Deposit. Direct Deposit sends your paycheck or government check directly to the credit union electronically. No wasting time and gas in the car, no waiting in line and no worries about lost or stolen checks. Stop by your favorite Alabama Central branch for fast and easy set up.

Wire Transfer

You can wire money from your Alabama Central account to another U.S. financial institution account. Funds are transferred between the credit union and other financial institutions in the Federal Reserve System. Funds may take up to 24 hours to be received. Call Member Services at 205-591-2228 for more information. International wire transfers are also available.

Safe Deposit Boxes

Store valuables or important documents safely and privately in your Alabama Central safe deposit box. Choose the size that meets your needs -- 3x5, 3x10, 5x5 or 5x10 – and pay an affordable annual rental fee. Keep it as long as your account is maintained in good standing. Reserve yours at our Muscle Shoals or Southside branch.

VISA® Gift Cards

Always the perfect gift for all occasions — birthdays, weddings, showers, anniversaries, thank yous and more. They are safer than cash, easy to use and accepted anywhere VISA® is accepted. You choose the amount and design. VISA® Gift Cards are available at every Alabama Central branch.

Notary Service

A notary public is a licensed witness to your signature. Alabama Central provides this service free for members in every branch location.