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Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money. 

Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama. We continue our commitment to serving our local communities while striving for excellence and innovation. 

Our Mission

Our mission is to be passionately focused on helping our members achieve their financial goals, while protecting and growing the assets of our credit union. 

Our Vision

Our vision is to be the credit union members choose first, use the most, and grow with throughout their lives. 

Our Philosophy

Our core philosophy, is the credit union philosophy: PEOPLE HELPING PEOPLE. 

Our Membership

If you live, work, worship or attend school in any of these Alabama counties, you’re eligible for membership. Join us today!

Baldwin Hale Montgomery
Bibb Jefferson Morgan
Butler Lauderdale Shelby
Colbert Lawrence Sumter
Conecuh Limestone Tuscaloosa
Covington Lowndes Walker
Crenshaw Marengo Washington
Fayette Marion Wilcox
Franklin Mobile  
Greene Monroe  

What’s a Credit Union, Exactly?   

A credit union is a nonprofit cooperative owned and operated by its members.  

This is what distinguishes a credit union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, income is returned to all members in the form of dividends and comprehensive financial services.

Each member owns an equal "share" in the organization and has the right to vote in elections for the Board of Directors and Supervisory Committee. Every member has one vote, regardless of how much he or she has on deposit. At the Credit Union, there is no select group of shareholders who profits more than anyone else. All members profit — individually and collectively.