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We’re pretty much your one-stop-shop for all of your banking needs. If there’s anything here we can assist you with — or anything else you can think of — please visit us or contact us. We’re here to help. 

Courtesy Pay

Having a check returned or your debit card declined due to insufficient funds is costly, inconvenient, and embarrassing. But with Courtesy Pay, we honor your transactions up to $500.00. 

Make sure you’re covered by calling us at (205) 591-2228 — or stopping by a nearby AlabamaCentral Credit Union branch.

Direct Deposit

Have your money in your account faster and safer using direct deposit. Direct deposit sends your paycheck or government check directly to the credit union electronically. No wasting time and gas in the car, no waiting in line, and no worries about lost or stolen checks. Stop by your favorite branch for fast and easy set up. 

Instant-Issue Visa® Debit Card

All of our checking accounts come with a free instant-issue Visa debit card — and that means no more waiting two weeks for your plastic to come in the mail! Your card prints in just two minutes and is ready to use immediately — for any purchase or to get cash at thousands of ATMs on the planet.

Our debit card is safer than carrying cash and more readily accepted than checks. The very same card is used to make ATM withdrawals. One tiny piece of plastic; a whole lot of versatility. 

Notary Service

A notary public is a licensed witness to your signature. We provide this service free for members at every branch location

Safe Deposit Boxes

Store valuables or important documents safely and privately in your AlabamaCentral safe deposit box. Choose the size that meets your needs — 3x5, 3x10, 5x5 or 5x10 — and pay an affordable, annual rental fee. Keep it as long as your account is maintained in good standing. Reserve yours at our Muscle Shoals or Southside branch.* 

*Contents are not insured or guaranteed by the credit union, the NCUA, or by any other government agency.

Telephone Account Management

Use our automated phone teller to manage your accounts anytime. Check account balances, transfer funds, or make payments easily by calling 1-800-7-CALL24 (722-5524).

Visa Gift Cards

They’re always the perfect gift for any occasion — birthdays, weddings, baby showers, anniversaries, holidays, and more. They’re safer than cash, easy to use, and accepted anywhere Visa’s accepted. You choose the amount and design. Pick yours up today at your nearest ACCU branch location.

Wire Transfers

You can wire money from your AlabamaCentral Credit Union account to another U.S. financial institution account. Funds are transferred between the credit union and other financial institutions in the Federal Reserve System. International wire transfers are also available. Funds may take up to 24 hours to be received. 

Visit us or call us at (205) 591-2228 for more information.