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APY = Annual Percentage Yield. The rates quoted below are our "A+" rates (unless otherwise noted).

Rates and APYs accurate as of November 8, 2022. 

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Max tem on auto loans is 84 months.

Money Manager

Balance Dividend Rate
$2,500 - $9,999 0.349%
$10,000 - $49,999 0.399%
$50,000 - $99,999 0.549%
$100,000+ 0.598%

Savings Accounts

Product Dividend Rate APY
Regular Savings ($100.01 - $2,500) 0.100% 0.10%
Regular Savings ($2,500.01+) 0.200% 0.20%
Kid Central Savings 0.598% 0.60%
IRA Savings 0.150% 0.15%

Autos, Boats, Motorcycles, Motor Homes Learn More

Model Year Duration Rate
2022 - 2018 36 months Starts at 5.25%
2022 - 2018 48 months Starts at 5.25%
2022 - 2018 60 months Starts at 5.25%
2022 - 2018 72 months Starts at 5.50%
2022 - 2018 84 months Starts at 6.25%
2022 - 2018 120 months Starts at 8.00%
2022 - 2018 180 months Starts at 8.50%
2017 - 2015 36 months Starts at 6.25%
2017 - 2015 48 months Starts at 6.25%
2017 - 2015 60 months Starts at 6.25%
2017 - 2015  72 months Starts at 6.50%
2017 - 2015  84 months Starts at 7.25%
2017 - 2015  120 months Starts at 9.00%
2017 - 2015  180 months Starts at 10.00%
2014 & older 36 months Starts at 7.25%
2014 & older  48 months Starts at 7.25%
2014 & older  60 months Starts at 7.25%
2014 & older  72 months Starts at 7.50%
2014 & older  84 months Starts at 8.25%
2014 & older  120 months Starts at 10.00%
2014 & older  180 months Starts at 11.00%

 

Share Certificates Learn More

Term Dividend Rate APY
1 year 1.736% 1.75%
2 year 2.472% 2.50%
3 year 2.716% 2.75%
5 year 2.960% 3.00%

Penalty for early withdrawal.

ATVs, UTVs, Jet Skis, Farm Equipment Learn More

Model Year Duration Rate
2022-2018 36 months Starts at 7.50%
2022-2018 48 Months Starts at 8.00%
2022-2018 60 Months Starts at 8.50%
2022-2018 72 Months Starts at 9.00%
2017-2015 36 Months Starts at 8.50%
2017-2015 48 Months Starts at 9.00%
2017-2015 60 Months Starts at 9.50%
2017-2015 72 Months Starts at 10.00%
2014 & Older 36 Months Starts at 10.00%
2014 & Older 48 Months Starts at 10.50%
2014 & Older 60 Months Starts at 11.00%
2014 & older 72 months Starts at 11.50%

Personal Loans Learn More

Loan Type Duration Rate
Share Secured Loan 36 months Starts at 6.00%
Signature Loan 12 months Starts at 12.00%
Signature Loan 24 Months

Starts at 12.50%

Signature Loan 36 months Starts at 13.00%
Signature Loan 48 Months

Starts at 13.50%

Property Loans Learn More

Loan Type Duration Rate
1st Mortgage 10 year fixed Starts at 5.75%
1st Mortgage 15 year fixed Starts at 6.25%
1st Mortgage 20 year fixed Starts at 6.50%
1st Mortgage 30 year fixed Starts at 6.75%
1st Mortgage 5/1 ARM Starts at 5.50%
1st Mortgage 10/1 ARM Starts at 5.75%
1st Mortgage 15/1 ARM Starts at 6.25%
2nd Mortgage 10 year fixed Starts at 7.25%
2nd Mortgage 15 year fixed Starts at 8.25%
1st Mortgage Home Equity Line of Credit Revolving To 80%: 7.00%
To 90%: 7.50%
To 100%: 8.00% 
2nd Mortgage Home Equity Line of Credit  Revolving To 80%: 7.50%
To 90%: 8.00%
To 100%: 8.50%
Land Loan Varies Fixed rate starts at 8.00%