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APY = Annual Percentage Yield. The rates quoted below are our "A+" rates (unless otherwise noted).

Rates and APYs accurate as of June 26, 2019. 

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Money Manager

Balance Dividend Rate
$2,500 - $9,999 0.35%
$10,000 - $49,999 0.45%
$50,000 - $99,999 0.55%
$100,000+ 0.65%

Savings Accounts

Product Dividend Rate APY
Regular Savings ($100.01 - $2,500) 0.20% 0.20%
Regular Savings ($2,500.01+) 0.449% 0.450%
Kid Central Savings 0.499% 0.500%
IRA Savings 0.499% 0.500%

Share Certificates Learn More

Term Dividend Rate APY
1 year 1.736% 1.75%
2 year 1.982% 2.00%
3 year 2.227% 2.25%
5 year 2.716% 2.75%

Penalty for early withdrawal.

Autos, Boats, Motorcycles, Motor Homes Learn More

Model Year Duration Rate
2020 - 2017 36 months 2.50%
2020 - 2017 48 months 2.75%
2020 - 2017 60 months 3.00%
2020 - 2017 72 months 3.25%
2020 - 2017 84 months 4.00%
2020 - 2017 120 months 5.25%
2020 - 2017 180 months 6.25%
2016 - 2013 36 months 3.50%
2016 - 2013 48 months 3.75%
2016 - 2013  60 months 4.00%
2016 - 2013  72 months 4.25%
2016 - 2013  84 months 5.00%
2016 - 2013  120 months 6.25%
2016 - 2013  180 months 7.25%
2012 & older 36 months 5.50%
2012 & older  48 months 5.75%
2012 & older  60 months 6.00%
2012 & older  72 months 6.25%
2012 & older  84 months 7.00%
2012 & older  120 months 8.25%
2012 & older  180 months 9.25%

 

ATVs, UTVs, Jet Skis, Farm Equipment Learn More

Model Year Duration Rate
2020 - 2017 48 months 7.25%
2016 - 2013 48 months 8.25%
2012 & older 48 months 10.25%

 

Personal Loans Learn More

Loan Type Duration Rate
Share Secured Loan 36 months 5.00%
Signature Loan 36 months 10.95%
Signature Loan 48 months 11.95%

Property Loans Learn More

Loan Type Duration Rate
1st Mortgage 15 year fixed Starts at 4.25%
1st Mortgage 5/1 ARM Starts at 4.25%
2nd Mortgage 10 year fixed Starts at 5.25%
2nd Mortgage 15 year fixed Starts at 6.25%
1st Mortgage Home Equity Line of Credit Revolving To 80%: 5.00%
To 90%: 5.50%
To 100%: 6.00% 
2nd Mortgage Home Equity Line of Credit  Revolving To 80%: 5.50%
To 90%: 6.00%
To 100%: 6.50%
Land Loan Varies Fixed rate starts at 6.00%