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We’ve helped folks in Alabama achieve the dream of homeownership for generations — and that continues to this day.


Key Features

  • Variety of Financing Programs
  • Competitive Rates
  • Refinancing Available
  • Friendly Service
  • Purchase, refinance, or build your sweet home Alabama with ACCU
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Competitive rates as low as 7.00%
  • A wide range of terms tailored to you
  • Variety of financing programs available:
    • Fixed-rate mortgages
    • Adjustable rate mortgages (ARMs)
  • Helpful loan advisors with working knowledge of the Alabama real estate market
  • Free pre-approval for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish 

Start the process today. Email our mortgage manager now. 

We make it easy to find your sweet home, Alabama. Whether you're looking to build, refinance, or you're a first-time home-buyer, our experienced mortgage team knows the process — and makes it easy. 

  • We have the ability to service loans in-house. No need to meet Fannie or Freddie guidelines.
  • We underwrite with common sense done by a real person. No automated approvals to worry about.
  • We can close loans without costly PMI at very competitive rates.
  • We don’t need an “Approved Condo” list. We look at each unit and application individually.
  • We can do a loan without sourcing the down payment funds.
  • We allow for non-occupant co-borrowers.
  • We offer Home Equity Loans for home improvements.

Start the process today. Email our mortgage manager now.