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Exactly what you need -- fast and free checking!

  • Free instant-issue VISA® debit card
  • Free online services and e-statements
  • Free direct deposit 
  • No monthly fee
  • No minimum balance
  • Unlimited check writing capabilities
  • Yes, overdraft protection is available! 

All Alabama Central checking accounts come with a free instant-issue VISA debit card. No more waiting two weeks for your plastic to come in the mail! Your card prints in just two minutes and is ready to use immediately – for any purchase or to get cash at thousands of ATMs on the planet.

Need an interest-bearing account? Ask about our Money Market Account that can function as a checking account and earns interest on balances of $2,500 or more.